Printed on March 6, 2020
It’s possible you’ll be listening to concerning the coronavirus illness 2019 (COVID-19) within the information. At the moment, the principles in your Market well being plan for remedy for COVID-19, stay the identical as for the remedy of another viral an infection. Verify together with your medical health insurance firm for his or her particular advantages and protection coverage. Listed here are another issues to learn about how your Market well being plan works on the subject of COVID-19:
Understanding your protection
- Lab and different companies: Particular person and small group market issuers are typically required to incorporate laboratory companies as a class of Important Well being Advantages. Protection for a particular diagnostic or laboratory service can fluctuate by plan, so examine together with your medical health insurance firm about their protection for lab checks and associated companies for prognosis and remedy of COVID-19. That is additionally true in your well being plan’s protection for doctor and hospital companies associated to the prognosis and remedy of COVID-19.
- Telehealth: Telehealth companies or dwelling well being visits could already be lined by many medical health insurance firms. You must examine together with your medical health insurance firm to find out whether or not these companies are lined and what you’ll pay.
- Enrolling in protection: In the event you aren’t presently enrolled in protection, you possibly can see should you qualify for a . As a reminder, federal regulation and laws present protections in opposition to pre-existing condition exclusions in medical health insurance protection. If you’re eligible, well being plans should allow you to enroll no matter well being standing, age, gender, or different components which may predict the usage of well being companies. Market plans can’t terminate protection because of a change in well being standing, together with prognosis or remedy of COVID-19.